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When Money Feels Overwhelming: What to Do Next

Carl Richards on Small Steps, Honest Choices, and Reimagining the Benefits of Wealth

Recently, I spoke with Carl Richards, bestselling author and Certified Financial Planner who is known for his ability to make complex money ideas clear through sketches and conversations. As The Sketch Guy for The New York Times, he created insanely insightful sketches about money and money decisions.

His latest book, Your Money: Reimagining Wealth in Simple Sketches, will be released in October (find it at your local bookstore or Amazon). The book is meant to spark conversations around money, life, decisions, and more. I received a preview and selected a few sketches I wanted to talk about.

Carl shared insights about what to do when we’re overwhelmed, financially and otherwise; how to make tough money decisions and why to make those decisions; and who struggles with passing along and receiving generational wealth (spoiler alert: almost everyone).

What struck me in our conversation:

  • the power of small steps, which can bring calm and clarity

  • how being authentic about our financial status (i.e., spending within our means) can benefit our financial well-being and our overall well-being

  • the gap between our intentions with money and results, especially in the realm of generosity and generational wealth

I hope you’ll take time to listen — and start your own conversations around money.

What’s one conversation about money you’ve been avoiding — and what would it take to start it?

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